TECHNICAL ADVICE
We will periodically analyse the scope, terms and exclusions of your policies to ensure that all inherent risk features associated with your business have been adequately covered to suit your specific needs. Our experience and knowledge of the market will also enable us negotiate for better premium rates. At best we will ensure that a competitive price is not obtained at the expense of reduced protection. Where and when it is considered necessary, we explain why a higher premium is justified for a better watertight contract, which will serve your best interest.
RISK PLACEMENT
In placing your insurances, we generally help you choose an insurer who will offer a contract most suited to your needs and with the most advantageous terms with regard to security, rating, coverage and warranties; and negotiate discounts through a competitive bidding process. You will also be provided with advice on the meaning of all insurance questions and what information is relevant or material that you ought to know. We will help you complete the insurance proposal forms properly to avoid ambiguities and legal wrangling when a loss occurs. In addition, we ensure prompt renewal of our clients’ insurance policies and harmonize renewal dates to prevent inadvertent lapsing of policies
CLAIMS
The insurance policy is a promise that the policyholder will be indemnified for losses resulting from specified event. It will be our duty to ensure that the insurers keep this promise. We handle and advice you on claims processing and negotiations when a loss occurs, to secure adequate compensation.
RISK MANAGEMENT AND VALUATION OF ASSETS
In the management of your insurable risks, we will examine the activities of your organization in order to ascertain features, which may prove hazardous to the furtherance of your objectives.
INSURANCE EDUCATION AND TRAINING:
We provide insurance education and training for our clients and their employees on the various policy covers/wording (s) and actions/inactions which may affect claims. We also provide training on safety measures that can help mitigate loss.
REINSURANCE AND CO-INSURANCE
Our Company helps Insurance Companies place their facultative reinsurance business with other companies. We also facilitate co-insurance arrangement among insurance companies.The quality of service demanded in these areas by our discerning and highly sophisticated clientele can only be provided by our technically and professionally competent team.
RELATIONSHIP WITH INSURANCE COMPANIES
We have very good relationship with all the insurance companies registered by the National Insurance Commission (NIC) and very cordial interpersonal relationship with principal actors in the industry. We are therefore enabled to obtain required information and in good time to process applications for placements and to negotiate claims with dispatch.